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Car Finance Interest Rates

Posted on 15 April 2015

When you start looking around the internet for car finance you can expect to see a wide range of car loan interest rates advertised. Making sense of them can sometimes be tricky when at the end of the day all we are really interested in is 'what rate will I get?'

The thing with car loan interest rates is they will vary depending on many factors. As a general guideline, the better your credit rating and personal profile the better your interest rate will be.

Warning: Be wary of people advertising low interest rates, as they may not be as good as they sound. In some cases, people will advertise rates “From X%” but they will have a very strict criteria to qualify for this rate. In other cases they may have built the cost of the interest into the purchase price. For example, some vehicles are advertised at 1% or 2%, where in reality the lower interest rate is given instead of a lower purchase price, so make sure you do your homework.

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